/* financing.css · FinancingApp + inline CTA.
   Uses tokens from styles.css (paper/ink/brass/serif/mono/line).
   Loaded on both index.html and account.html. */

/* ─── CTA band shown on the quote result ─── */
.fin-cta {
  margin-top: 32px;
  padding: 28px 32px;
  background: var(--paper-2);
  border: 1px solid var(--line);
  display: grid;
  grid-template-columns: 1.4fr auto;
  gap: 32px;
  align-items: center;
}
.fin-cta__left .eyebrow { margin-bottom: 12px; display: block; }
.fin-cta__h {
  font-family: var(--serif);
  font-size: clamp(28px, 2.6vw, 38px);
  font-weight: 400;
  line-height: 1;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 0 0 12px;
}
.fin-cta__h .mono { font-weight: 500; }
.fin-cta__per {
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.55em;
  color: var(--quiet);
  margin-left: 4px;
}
.fin-cta__sub {
  color: var(--ink-3);
  font-size: 14px;
  line-height: 1.55;
  max-width: 56ch;
  margin: 0;
}
.fin-cta__right {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 10px;
  text-align: right;
}
.fin-cta__note {
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--quiet);
}

/* ─── Outer shell when the app is open ─── */
.fin-shell {
  margin-top: 32px;
  padding: 36px;
  background: var(--paper-2);
  border: 1px solid var(--line);
}

/* Path toggle (public only when both paths exist) */
.fin-path-toggle {
  display: flex;
  gap: 16px;
  align-items: center;
  padding-bottom: 24px;
  margin-bottom: 28px;
  border-bottom: 1px solid var(--line);
  flex-wrap: wrap;
}
.fin-path-toggle__lbl {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--quiet);
}
.fin-path-toggle__btns {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}
.fin-path-toggle__btn {
  background: transparent;
  border: 1px solid var(--line-strong);
  color: var(--ink-2);
  padding: 10px 16px;
  font-family: var(--sans);
  font-size: 13px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  transition: all 180ms var(--ease);
}
.fin-path-toggle__btn:hover { border-color: var(--ink); }
.fin-path-toggle__btn .mono { color: var(--quiet); font-size: 12px; }
.fin-path-toggle__btn.is-on {
  background: var(--ink);
  border-color: var(--ink);
  color: var(--paper);
}
.fin-path-toggle__btn.is-on .mono { color: var(--brass-2); }

/* ─── App body ─── */
.fin { }
.fin__head { margin-bottom: 28px; }
.fin__h {
  font-family: var(--serif);
  font-size: clamp(34px, 3.4vw, 48px);
  font-weight: 400;
  line-height: 1.04;
  letter-spacing: -0.014em;
  color: var(--ink);
  margin: 0 0 14px;
}
.fin__h em { font-style: italic; color: var(--brass); }
.fin__sub {
  font-family: var(--serif);
  font-style: italic;
  font-size: 16px;
  line-height: 1.5;
  color: var(--ink-3);
  max-width: 56ch;
  margin: 0;
}

/* Panel: a card with hairlines */
.fin-panel {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 28px 32px;
  margin-bottom: 20px;
}
.fin-panel__band {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 24px;
  padding-bottom: 24px;
  margin-bottom: 24px;
  border-bottom: 1px solid var(--line);
}
.fin-panel__h {
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 400;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 0 0 6px;
}
.fin-panel__sub {
  font-size: 13px;
  color: var(--quiet);
  margin: 0 0 24px;
  font-style: italic;
  font-family: var(--serif);
}

.fin-figure {
  font-family: var(--serif);
  font-size: 38px;
  font-weight: 400;
  line-height: 1;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin-top: 8px;
}
.fin-figure--small { font-size: 28px; }
.fin-figure-sub {
  font-family: var(--serif);
  font-style: italic;
  font-size: 13px;
  color: var(--quiet);
  margin-top: 6px;
}

/* Sub-section row */
.fin-section { margin-bottom: 28px; }
.fin-section:last-child { margin-bottom: 0; }
.fin-section__row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 14px;
  flex-wrap: wrap;
}
.fin-section__row h4 {
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 400;
  letter-spacing: -0.008em;
  color: var(--ink);
  margin: 0;
}
.fin-section__row h4 em { font-style: italic; color: var(--brass); }
.fin-section__note {
  font-family: var(--serif);
  font-style: italic;
  color: var(--quiet);
  font-size: 13px;
  max-width: 38ch;
  text-align: right;
}

/* Down payment slider */
.fin-down { }
.fin-down__range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 2px;
  background: var(--line-strong);
  outline: none;
  margin: 8px 0 6px;
}
.fin-down__range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  background: var(--brass);
  border-radius: 50%;
  cursor: grab;
  border: 3px solid var(--paper);
  box-shadow: 0 0 0 1px var(--brass);
}
.fin-down__range::-moz-range-thumb {
  width: 22px;
  height: 22px;
  background: var(--brass);
  border-radius: 50%;
  cursor: grab;
  border: 3px solid var(--paper);
  box-shadow: 0 0 0 1px var(--brass);
}
.fin-down__range:active::-webkit-slider-thumb { cursor: grabbing; }
.fin-down__bar-meta {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--quiet);
  margin-bottom: 18px;
}
.fin-down__readout {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: end;
  gap: 24px;
}
.fin-down__entry { display: flex; flex-direction: column; gap: 6px; }
.fin-down__field {
  display: flex;
  align-items: baseline;
  gap: 10px;
  border-bottom: 1px solid var(--line-strong);
  padding-bottom: 6px;
  max-width: 280px;
}
.fin-down__input {
  border: 0;
  background: transparent;
  padding: 4px 0;
  font-size: 30px;
  font-family: var(--mono);
  color: var(--ink);
  outline: none;
  flex: 1;
  width: 100%;
  font-variant-numeric: tabular-nums;
  -moz-appearance: textfield;
}
.fin-down__input::-webkit-outer-spin-button,
.fin-down__input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.fin-down__cur {
  font-family: var(--mono);
  color: var(--quiet);
  font-size: 13px;
  letter-spacing: 0.06em;
}
.fin-down__pct {
  font-family: var(--serif);
  font-style: italic;
  color: var(--brass);
  font-size: 14px;
  margin-top: 4px;
}
.fin-down__presets {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
}
.fin-down__chip {
  background: transparent;
  border: 1px solid var(--line-strong);
  color: var(--ink-2);
  padding: 8px 14px;
  font-size: 12px;
  font-family: var(--sans);
  cursor: pointer;
  transition: all 180ms var(--ease);
  letter-spacing: 0.02em;
}
.fin-down__chip:hover { border-color: var(--ink); }
.fin-down__chip.is-on {
  background: var(--ink);
  color: var(--paper);
  border-color: var(--ink);
}

/* Term tiles */
.fin-terms {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 10px;
}
.fin-term {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 16px 14px;
  text-align: left;
  cursor: pointer;
  font-family: var(--sans);
  display: flex;
  flex-direction: column;
  gap: 4px;
  transition: all 200ms var(--ease);
}
.fin-term:hover { border-color: var(--ink); }
.fin-term.is-on {
  border-color: var(--brass);
  background: rgba(156, 127, 79, 0.06);
}
.fin-term__n {
  font-family: var(--serif);
  font-size: 26px;
  line-height: 1;
  color: var(--ink);
  letter-spacing: -0.012em;
}
.fin-term__lbl {
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--quiet);
}
.fin-term__amt {
  margin-top: 6px;
  font-family: var(--mono);
  font-size: 12.5px;
  color: var(--ink-2);
  font-variant-numeric: tabular-nums;
}
.fin-term__amt i {
  font-style: italic;
  font-family: var(--serif);
  color: var(--quiet);
}

/* Totals strip */
.fin-totals {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  border-top: 1px solid var(--line);
  margin-top: 28px;
  padding-top: 24px;
}
.fin-totals__cell {
  padding: 4px 18px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  border-right: 1px solid var(--line);
}
.fin-totals__cell:first-child { padding-left: 0; }
.fin-totals__cell:last-child { border-right: 0; padding-right: 0; }
.fin-totals__v {
  font-size: 22px;
  font-family: var(--mono);
  color: var(--ink);
  letter-spacing: -0.008em;
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
}
.fin-totals__v i {
  font-style: italic;
  font-family: var(--serif);
  font-size: 0.55em;
  color: var(--quiet);
  margin-left: 2px;
}
.fin-totals__cell--brass .fin-totals__v { color: var(--brass); font-size: 26px; }

.fin-saved {
  margin: 18px 0 0;
  padding: 14px 18px;
  background: rgba(156, 127, 79, 0.08);
  border: 1px solid rgba(156, 127, 79, 0.3);
  font-family: var(--serif);
  font-style: italic;
  color: var(--ink-2);
  font-size: 15px;
  line-height: 1.5;
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.fin-saved__dot {
  width: 8px;
  height: 8px;
  background: var(--brass);
  border-radius: 50%;
  margin-top: 8px;
  flex-shrink: 0;
}
.fin-saved strong { font-family: var(--mono); font-style: normal; font-weight: 500; color: var(--ink); }

/* Lightweight enquiry chips */
.fin-q { margin-bottom: 24px; }
.fin-q:last-child { margin-bottom: 0; }
.fin-q__lbl {
  display: block;
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--quiet);
  margin-bottom: 12px;
}
.fin-q__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.fin-q__chip {
  background: transparent;
  border: 1px solid var(--line-strong);
  color: var(--ink-2);
  padding: 10px 16px;
  font-family: var(--sans);
  font-size: 13.5px;
  cursor: pointer;
  transition: all 180ms var(--ease);
  letter-spacing: 0.01em;
  line-height: 1.2;
}
.fin-q__chip:hover { border-color: var(--ink); }
.fin-q__chip.is-on {
  background: var(--ink);
  color: var(--paper);
  border-color: var(--ink);
}
.fin-q__chip--quiet {
  color: var(--quiet);
  font-style: italic;
  font-family: var(--serif);
  font-size: 14px;
}
.fin-q__chip--quiet.is-on { color: var(--paper); font-style: italic; }

.fin-q--inline { padding-top: 4px; }

/* form-grid mirror (also exists in account.css for the portal) */
.fin-panel .form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px 32px;
}
.fin-panel .form-grid .span-2 { grid-column: span 2; }
.fin-panel .f-select {
  display: flex;
  align-items: center;
  gap: 10px;
  border-bottom: 1px solid var(--line-strong);
}
.fin-panel .f-select select {
  flex: 1;
  background: transparent;
  border: 0;
  padding: 10px 0;
  font-family: var(--sans);
  font-size: 14px;
  color: var(--ink);
  outline: none;
  appearance: none;
}
.fin-panel .f-select svg { color: var(--quiet); }

/* Consent + actions */
.fin-consent {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 14px;
  align-items: flex-start;
  margin-top: 18px;
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--ink-3);
  padding: 4px 0;
}
.fin-consent em {
  color: var(--quiet);
  font-family: var(--serif);
  font-style: italic;
}
.fin-consent strong { color: var(--ink); font-weight: 500; }

.fin-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 24px;
}

.fin-fine {
  margin-top: 18px;
  font-size: 12px;
  font-style: italic;
  font-family: var(--serif);
  color: var(--quiet);
  line-height: 1.6;
  max-width: 70ch;
}
.fin-fine strong { color: var(--ink-3); font-weight: 500; font-style: normal; font-family: var(--sans); }

/* ─── Submitted state ─── */
.fin--submitted {
  text-align: center;
  padding: 28px 24px 8px;
}
.fin--submitted .fin__sub { margin: 0 auto; }
.fin__seal {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: rgba(156, 127, 79, 0.08);
  color: var(--brass);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  border: 1px solid rgba(156, 127, 79, 0.3);
}
.fin-receipt {
  margin: 28px auto 0;
  max-width: 520px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}
.fin-receipt > div {
  background: var(--paper);
  padding: 14px 18px;
  display: flex;
  flex-direction: column;
  gap: 4px;
  text-align: left;
}
.fin-receipt dt {
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--quiet);
}
.fin-receipt dd {
  font-family: var(--serif);
  font-size: 18px;
  margin: 0;
  color: var(--ink);
}
.fin-receipt dd.mono { font-family: var(--mono); font-size: 14px; }

/* ─── Responsive ─── */
@media (max-width: 920px) {
  .fin-cta { grid-template-columns: 1fr; }
  .fin-cta__right { text-align: left; }
  .fin-panel__band { grid-template-columns: 1fr; }
  .fin-section__row { flex-direction: column; align-items: flex-start; }
  .fin-section__note { text-align: left; }
  .fin-down__readout { grid-template-columns: 1fr; }
  .fin-down__presets { justify-content: flex-start; }
  .fin-terms { grid-template-columns: repeat(2, 1fr); }
  .fin-totals { grid-template-columns: repeat(2, 1fr); padding-top: 0; border-top: 0; }
  .fin-totals__cell {
    border-right: 0;
    border-bottom: 1px solid var(--line);
    padding: 16px 0;
  }
  .fin-totals__cell--brass { background: rgba(156, 127, 79, 0.06); padding: 16px; }
  .fin-panel .form-grid { grid-template-columns: 1fr; }
  .fin-panel .form-grid .span-2 { grid-column: auto; }
  .fin-receipt { grid-template-columns: 1fr; }
  .fin-shell { padding: 22px; }
  .fin-panel { padding: 20px; }
}